0% introductory APR for 21 months on stability transfers: One of the vital longest introductory sessions on stability transfers we’ve got come throughout, you can get a nil% intro APR at the stability transferred for a complete 21 months, which means that you’ll have virtually two years to repay your stability.
0% introductory APR for 365 days on purchases: You can additionally get a nil% intro APR on new purchases for the primary 365 days. This can be a useful perk in the event you plan on purchasing the rest with the cardboard.
Select your cost due date: Somewhat flexibility can cross some distance relating to managing your budget. The cardboard allows you to choose between any to be had cost date, whether or not it is to start with, heart, or finish of the month. That means, you’ll be able to arrange automated bills which are aligned together with your paycheck.
No overdue charges: Some of the distinctive perks is that there aren’t any overdue charges, ever. When you must all the time pay your invoice on time, as a result of overdue bills can nonetheless impact your credit score, it is great to grasp that you will not be charged in the event you do slip up and pass over a cost.
No penalty APR: If you happen to pass over some bills, maximum bank cards will build up your rate of interest to their penalty APR. Citi® Simplicity® Card by no means fees a penalty fee, so your APR is not liable to expanding because of overdue bills.
No annual charge: This card comes with out a annual charge, which is the most important characteristic in case your purpose is to repay debt.